Property All Risk Insurance

Besides insuring your property on named perils basis, you can choose to insure your property such as furniture, fixtures & fittings, equipment, machinery and stock on an “All Risks” basis.

This insurance indemnifies you for loss of and/or damage to insured property as a result of accidental external cause except those which are specifically excluded under the policy. Some of the common exclusions are listed below :

  • The excess mentioned in the Schedule in respect of each and every event of loss or damage.
  • Loss or damage arising from wear & tear, depreciation, gradual deterioration, rust, corrosion etc.
  • The scratching or denting of any article; or cracking or breakage of glass, china earthenware, marble etc.
  • War invasion act of foreign enemy hostilities or warlike operation (whether war be declared or not).
  • Consequential loss, damage or liability of any kind of description.

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* Any claim for compensation must comply with the conditions of the policy. Any breach of the above items may affect your interests.

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* The information contained in this website is a general summary. All terms and conditions are set out in the policy.